# VIS42

> AI-first financial management platform for SMEs — accounts receivable, payables, bank reconciliation, and three specialised AI agents built for Swiss and Italian businesses.

VIS42 is a cloud-based platform that combines invoicing, bookkeeping, and autonomous AI agents into a single product. It targets small and medium enterprises, accounting firms, and freelance professionals operating under Swiss and Italian regulatory frameworks. All agents follow the Agent-to-Agent (A2A) protocol and the platform exposes a Model Context Protocol (MCP) server, allowing external AI clients like Claude and ChatGPT to access financial data and trigger actions directly.

## Products

- [Receivables](https://www.vis42.com/product/receivables): Manage quotes, invoices, delivery notes, and credit notes. Supports e-invoicing, branded PDF generation, customer approval workflows, and payment tracking.
- [Payables](https://www.vis42.com/product/payables): Record and track vendor invoices, purchase orders, and credit notes. Monitors payment status and links to bank accounts.
- [Reconciliation](https://www.vis42.com/product/reconciliation): Automatic and manual matching of bank transactions against receivables, payables, and expenses. Supports direct bank feeds and CSV/XLSX import.
- [AI Agents](https://www.vis42.com/product/agents): Overview of the three built-in AI agents and how they integrate with the platform and external AI clients.

## AI Agents

- [Mercury](https://www.vis42.com/agents/mercury): The Secretary. Sends payment reminders, drafts emails and letters, follows up on overdue invoices, and schedules deadline alerts. Skills: send-notification, send-payment-reminder, schedule-reminder, follow-up-overdue, draft-communication.
- [Themis](https://www.vis42.com/agents/themis): The CFO Assistant. Generates balance sheets, P&L statements, cash flow statements, KPIs, DCF valuations, Swiss VAT/corporate tax summaries, IFRS-compliant reports, and budget-vs-actual analyses. Covers Swiss PME year-end closing and leasing schedules.
- [Pluto](https://www.vis42.com/agents/pluto): The Internal Auditor. Runs compliance checks, detects duplicate counterparts and invoices, reviews transactions for anomalies, validates IFRS disclosures, prepares Swiss FTA VAT audit readiness reports, and checks social insurance reconciliation.

## MCP Server

- [MCP Server](https://www.vis42.com/mcp-server): VIS42 exposes a streaming MCP server (HTTP transport). Connect any MCP-compatible AI client to read financial data, invoke agent skills, and manage business records via natural language.
- [Use with Claude](https://www.vis42.com/use-with/claude): Step-by-step guide to connecting VIS42 to Claude via MCP.
- [Use with ChatGPT](https://www.vis42.com/use-with/chatgpt): Step-by-step guide to connecting VIS42 to ChatGPT via MCP.

## Segments

- [Accounting Firms](https://www.vis42.com/accounting-firms): Multi-client management, delegation workflows, and bulk document handling for fiduciary and accounting professionals.
- [SMEs](https://www.vis42.com/smes): End-to-end financial operations for small and medium enterprises.
- [Freelancers & Professionals](https://www.vis42.com/professionals): Lightweight invoicing and bookkeeping for independent professionals.

## More

- [Features](https://www.vis42.com/features): Full platform feature overview.
- [Pricing](https://www.vis42.com/pricing): Plans and pricing.
- [Integrations](https://www.vis42.com/integrations): Third-party integrations supported by VIS42.
- [Connected Banks](https://www.vis42.com/banks): Banks available for direct feed reconciliation.
- [About VIS42](https://www.vis42.com/about-us): Company background, mission, and the team.
- [Book a Demo](https://www.vis42.com/demo): Request a live product demonstration.
- [FX Rates](https://www.vis42.com/fx/rates): Live exchange rates used within the platform.

## Optional

- [Privacy Policy](https://www.vis42.com/privacy-policy): Data handling and privacy practices.
- [Terms and Conditions](https://www.vis42.com/terms-and-conditions): Terms of service.
- [Cookie Policy](https://www.vis42.com/cookie-policy): Cookie usage and preferences.